Cleaning Our Oceans,
One Home Loan at a Time

Rates From

SMSF Variable

7.19% P.A.* % P.A.*

Variable Principle & Interest

7.74% P.A.* % P.A.*

Comparison Rate

SMSF Fixed

7.79% P.A.* % P.A.*

3 Year - Principle & Interest

7.94% P.A.* % P.A.*

Comparison Rate

For every loan settled by WLTH, we will empower and assist Parley for the Oceans to clean up 50m2 of Australian beach and coastline.

WLTH LEND
Highly competitive
home loans

Variable Rates from

6.59% P.A

Comparison Rate from

6.70% P.A*

So much more than straightforward lending

Our team understands everyone is different. We tailor the loan to suit you and not the other way round!

  • Flexible Lending options.
  • Lower rates and faster approvals.
  • Don’t be limited to 20% minimum deposits and tough criteria to access great rates.
  • Available via Finance Brokers
  • Earn WLTH+ loyalty points when you pay on time. (Coming in 2024)
Enquire Now Chat With Us

Testimonials

Adam

Claire and the team at WLTH were great to deal with. They were very responsive and assisted us through the maze of SMSF lending. Thanks WLTH. Adam and Jodie.

Claire Mullen

Lending Specialist

Jett

We recently refinanced our SMSF loan through WLTH and found them very easy to deal with! Laura was amazing and kept us informed throughout the process. Overall, it was a very smooth process and we would definitely use them again!

Laura Goodwin

Lending Specialist

Mili

Switching banks is always a daunting experience and originally I had my doubts, but I'm pleased to say that moving my SMSF from a big 4 bank to WLTH has not only been smooth but also very satisfying! Thank you Jazmin for your professional, friendly and genuine support. I highly recommend the WLTH team.

Jazmin Witehira

Lending Specialist

Jay

Awesome experience with WLTH as I have refinanced SMSF and it was unconditionaly approved within a week, which is unbelievable for SMSF as I have done it before. Claire Mullen was amazing to deal with and you get a reply within minutes, Speechless no words.

Claire Mullen

Lending Specialist

Mario

Jazmin from WLTH was an absolute pleasure to deal with. Switching our super loan to WLTH was very easy and stress free thanks to Jazmin's assistance and attention to detail. The communication throughout the entire process was terrific!! Thank you for all your hard work!!

Jazmin Witehira

Lending Specialist

Robert

Laura, was extremely helpful, her knowledge and care was a factor in this process. Thank you do recommend anyone on such service !

Laura Goodwin

Lending Specialist

Christopher

We used Claire Mullen from WLTH to refinance our SMSF loans. Claire made the process easy, stress and hassle-free. We would highly recommend Claire to anyone looking for a property loan or looking to refinance. Chris and Tanya

Claire Mullen

Lending Specialist

Shamsul

Excellent work experience with Jazmin Witehira, WLTH lending specialist. She is very professional, helpful, honest and reliable. Jazmin helped our refinance process for an SMSF property. It was very smooth and quick.

Jazmin Witehira

Lending Specialist

Lindsay

My experiences with the major banks in loaning money to SMSF's were always problematic so applying and dealing with WLTH was a welcomed change. Claire Mullen was a valuable asset in managing the process and have no hesitation in recommending Claire and WLTH to prospective clients with similar needs.

Claire Mullen

Lending Specialist

Michael

Recently did a refinance and found the process smooth with Jazmin Witehira being always on top of the questions I am asking and keeping the ball moving. She was always contactable, very friendly and polite. She is very passionate about her job and helping you! I'm glad to have had Jazmin look after my refinance!

Jazmin Witehira

Lending Specialist

Karyn

They helped me consolidate my loans so that I can save more money per month. Highly recommend this company.

Claire Mullen

Lending Specialist

Amanda

Jazmin was a breeze to deal with on our SMSF refinance, can highly recommend Jazmin and WLTH, very happy with the outcome.

Jazmin Witehira

Lending Specialist

James

Refinancing can be difficult to say the least! Claire made the whole process easy and was super efficient, followed us up from initial enquiry and delivered in a I must say unbelievably quick time. Thank you Claire for your hard work and effort. Cheers Jimmy and Catherine

Claire Mullen

Lending Specialist

Michael

Recently did a refinance and found the process smooth with Jazmin Witehira being always on top of the questions I am asking and keeping the ball moving. She was always contactable, very friendly and polite. She is very passionate about her job and helping you! I'm glad to have had Jazmin look after my refinance!

Jazmin Witehira

Lending Specialist

Angelo

Excellent service and advise provided by WLTH. Very professional and were very supportive through each step of the process. Claire Mullen was excellent and very easy to do business with. Would recommend Wlth as a loan provider.

Claire Mullen

Lending Specialist

Dan

The process of moving my SMSF property mortgage to WLTH was straightforward and professional from the initial contact through to settlement. Our lending specialist Claire guided us with clear, timely and friendly communication. I should have moved to WLTH years ago!

Claire Mullen

Lending Specialist

Carbon

These guys were very good to deal with, sorted my SMSF loan with a minimum of fuss and in very short time. MUCH better than any bank experiance I have had, I delt with Claire she was always keen to help.

Claire Mullen

Lending Specialist

Adam

Claire and the team at WLTH were great to deal with. They were very responsive and assisted us through the maze of SMSF lending. Thanks WLTH. Adam and Jodie.

Claire Mullen

Lending Specialist

Jett

We recently refinanced our SMSF loan through WLTH and found them very easy to deal with! Laura was amazing and kept us informed throughout the process. Overall, it was a very smooth process and we would definitely use them again!

Laura Goodwin

Lending Specialist

Mili

Switching banks is always a daunting experience and originally I had my doubts, but I'm pleased to say that moving my SMSF from a big 4 bank to WLTH has not only been smooth but also very satisfying! Thank you Jazmin for your professional, friendly and genuine support. I highly recommend the WLTH team.

Jazmin Witehira

Lending Specialist

Jay

Awesome experience with WLTH as I have refinanced SMSF and it was unconditionaly approved within a week, which is unbelievable for SMSF as I have done it before. Claire Mullen was amazing to deal with and you get a reply within minutes, Speechless no words.

Claire Mullen

Lending Specialist

Mario

Jazmin from WLTH was an absolute pleasure to deal with. Switching our super loan to WLTH was very easy and stress free thanks to Jazmin's assistance and attention to detail. The communication throughout the entire process was terrific!! Thank you for all your hard work!!

Jazmin Witehira

Lending Specialist

Robert

Laura, was extremely helpful, her knowledge and care was a factor in this process. Thank you do recommend anyone on such service !

Laura Goodwin

Lending Specialist

Christopher

We used Claire Mullen from WLTH to refinance our SMSF loans. Claire made the process easy, stress and hassle-free. We would highly recommend Claire to anyone looking for a property loan or looking to refinance. Chris and Tanya

Claire Mullen

Lending Specialist

Shamsul

Excellent work experience with Jazmin Witehira, WLTH lending specialist. She is very professional, helpful, honest and reliable. Jazmin helped our refinance process for an SMSF property. It was very smooth and quick.

Jazmin Witehira

Lending Specialist

Lindsay

My experiences with the major banks in loaning money to SMSF's were always problematic so applying and dealing with WLTH was a welcomed change. Claire Mullen was a valuable asset in managing the process and have no hesitation in recommending Claire and WLTH to prospective clients with similar needs.

Claire Mullen

Lending Specialist

Michael

Recently did a refinance and found the process smooth with Jazmin Witehira being always on top of the questions I am asking and keeping the ball moving. She was always contactable, very friendly and polite. She is very passionate about her job and helping you! I'm glad to have had Jazmin look after my refinance!

Jazmin Witehira

Lending Specialist

Karyn

They helped me consolidate my loans so that I can save more money per month. Highly recommend this company.

Claire Mullen

Lending Specialist

Amanda

Jazmin was a breeze to deal with on our SMSF refinance, can highly recommend Jazmin and WLTH, very happy with the outcome.

Jazmin Witehira

Lending Specialist

James

Refinancing can be difficult to say the least! Claire made the whole process easy and was super efficient, followed us up from initial enquiry and delivered in a I must say unbelievably quick time. Thank you Claire for your hard work and effort. Cheers Jimmy and Catherine

Claire Mullen

Lending Specialist

Michael

Recently did a refinance and found the process smooth with Jazmin Witehira being always on top of the questions I am asking and keeping the ball moving. She was always contactable, very friendly and polite. She is very passionate about her job and helping you! I'm glad to have had Jazmin look after my refinance!

Jazmin Witehira

Lending Specialist

Angelo

Excellent service and advise provided by WLTH. Very professional and were very supportive through each step of the process. Claire Mullen was excellent and very easy to do business with. Would recommend Wlth as a loan provider.

Claire Mullen

Lending Specialist

Dan

The process of moving my SMSF property mortgage to WLTH was straightforward and professional from the initial contact through to settlement. Our lending specialist Claire guided us with clear, timely and friendly communication. I should have moved to WLTH years ago!

Claire Mullen

Lending Specialist

Carbon

These guys were very good to deal with, sorted my SMSF loan with a minimum of fuss and in very short time. MUCH better than any bank experiance I have had, I delt with Claire she was always keen to help.

Claire Mullen

Lending Specialist

Adam

Claire and the team at WLTH were great to deal with. They were very responsive and assisted us through the maze of SMSF lending. Thanks WLTH. Adam and Jodie.

Claire Mullen

Lending Specialist

Jett

We recently refinanced our SMSF loan through WLTH and found them very easy to deal with! Laura was amazing and kept us informed throughout the process. Overall, it was a very smooth process and we would definitely use them again!

Laura Goodwin

Lending Specialist

Mili

Switching banks is always a daunting experience and originally I had my doubts, but I'm pleased to say that moving my SMSF from a big 4 bank to WLTH has not only been smooth but also very satisfying! Thank you Jazmin for your professional, friendly and genuine support. I highly recommend the WLTH team.

Jazmin Witehira

Lending Specialist

Jay

Awesome experience with WLTH as I have refinanced SMSF and it was unconditionaly approved within a week, which is unbelievable for SMSF as I have done it before. Claire Mullen was amazing to deal with and you get a reply within minutes, Speechless no words.

Claire Mullen

Lending Specialist

Mario

Jazmin from WLTH was an absolute pleasure to deal with. Switching our super loan to WLTH was very easy and stress free thanks to Jazmin's assistance and attention to detail. The communication throughout the entire process was terrific!! Thank you for all your hard work!!

Jazmin Witehira

Lending Specialist

Robert

Laura, was extremely helpful, her knowledge and care was a factor in this process. Thank you do recommend anyone on such service !

Laura Goodwin

Lending Specialist

Christopher

We used Claire Mullen from WLTH to refinance our SMSF loans. Claire made the process easy, stress and hassle-free. We would highly recommend Claire to anyone looking for a property loan or looking to refinance. Chris and Tanya

Claire Mullen

Lending Specialist

Shamsul

Excellent work experience with Jazmin Witehira, WLTH lending specialist. She is very professional, helpful, honest and reliable. Jazmin helped our refinance process for an SMSF property. It was very smooth and quick.

Jazmin Witehira

Lending Specialist

Lindsay

My experiences with the major banks in loaning money to SMSF's were always problematic so applying and dealing with WLTH was a welcomed change. Claire Mullen was a valuable asset in managing the process and have no hesitation in recommending Claire and WLTH to prospective clients with similar needs.

Claire Mullen

Lending Specialist

Michael

Recently did a refinance and found the process smooth with Jazmin Witehira being always on top of the questions I am asking and keeping the ball moving. She was always contactable, very friendly and polite. She is very passionate about her job and helping you! I'm glad to have had Jazmin look after my refinance!

Jazmin Witehira

Lending Specialist

Karyn

They helped me consolidate my loans so that I can save more money per month. Highly recommend this company.

Claire Mullen

Lending Specialist

Amanda

Jazmin was a breeze to deal with on our SMSF refinance, can highly recommend Jazmin and WLTH, very happy with the outcome.

Jazmin Witehira

Lending Specialist

James

Refinancing can be difficult to say the least! Claire made the whole process easy and was super efficient, followed us up from initial enquiry and delivered in a I must say unbelievably quick time. Thank you Claire for your hard work and effort. Cheers Jimmy and Catherine

Claire Mullen

Lending Specialist

Michael

Recently did a refinance and found the process smooth with Jazmin Witehira being always on top of the questions I am asking and keeping the ball moving. She was always contactable, very friendly and polite. She is very passionate about her job and helping you! I'm glad to have had Jazmin look after my refinance!

Jazmin Witehira

Lending Specialist

Angelo

Excellent service and advise provided by WLTH. Very professional and were very supportive through each step of the process. Claire Mullen was excellent and very easy to do business with. Would recommend Wlth as a loan provider.

Claire Mullen

Lending Specialist

Dan

The process of moving my SMSF property mortgage to WLTH was straightforward and professional from the initial contact through to settlement. Our lending specialist Claire guided us with clear, timely and friendly communication. I should have moved to WLTH years ago!

Claire Mullen

Lending Specialist

Carbon

These guys were very good to deal with, sorted my SMSF loan with a minimum of fuss and in very short time. MUCH better than any bank experiance I have had, I delt with Claire she was always keen to help.

Claire Mullen

Lending Specialist

Awards

Finder Green
Rate City
CEO Magazine
Executive of the Year
CW Innovation Awards
Women Leading Tech
Worldwide Finance Awards
Young Entrepreneur Awards
Finder Green
Rate City
CEO Magazine
Executive of the Year
CW Innovation Awards
Women Leading Tech
Worldwide Finance Awards
Young Entrepreneur Awards
Finder Green
Rate City
CEO Magazine
Executive of the Year
CW Innovation Awards
Women Leading Tech
Worldwide Finance Awards
Young Entrepreneur Awards

Branchless, but not faceless

Feel secure, supported & inspired! We have a strong focus on education for our customers in order to improve the financial experience in the digital era.

Our Vision

Safe money

We take every precaution necessary in order to protect your data and information, including educating you on safer practices.

Exceptional Service

Support when you need it. Our team is ready to handle any of your questions whenever you need it.

Forward thinking

We have a comprehensive roadmap of future feature releases that will revolutionise the digital money experience, whether its personal or for business.

Fully compliant

Rest assured we comply with all requirements imposed by governmental regulatory bodies in order to offer our experience and support in a way not previously seen.

WLTH LEND
A simplified and faster application process

WLTH LEND

Be prepared. Information you will need handy to apply.

  • Enter your details using the simple
    5-step online form.
  • Tell us about your assets & expenses.
  • Upload key documents & verify ID.
  • Our lending specialists are available
    5 days for support & assistance.
  • Or ask your Finance Broker about WLTH.

WLTH LEND

Applying for a loan couldn’t be simpler

Have you ever wanted to just apply for a loan yourself without having to go to a bank branch or meet with a broker?

We thought so too, that’s why we give you the option to apply from the comfort of your own home in your own time!

Enquire Now

WLTH LEND
Applying usually takes around 15 minutes


Payments with a purpose... Loans for the oceans...
Cards of the future...
WLTH x Parley

Business payments, made better

WLTH Pay - Business

Join the WLTH Pay waitlist

Control and manage your expense and payroll payments, corporate cards, team functionality, and so much more with WLTH Pay for business.

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Features

A platform to serve business

  • Sign up in minutes
  • Create impact with every payment
  • Stay secure with payment guardian
  • Integrate with your accounting platform
  • Earn reward points today
Join Waitlist

WLTH PAY

Join the Waitlist

Business Payments Platform

Setup business accounts online, easily and hassle-free. Make managing your business expense and payroll payments easy, with WLTH Pay for business. While also earning loyalty points.

Property

5 Key Renovations To Improve Rental Returns

27th February 2024
  6 Mins
Renovations are a great way to elevate your investment property’s appeal and boost its rental return potential. These property improvements don’t need to break the bank for it to be worth your while.

The Blog

We’re more than just a fintech, WLTH is an advocate for a better way to do business. Follow the WLTH blog for all the latest sector trends, legislation updates, product announcements, stories and profiles about our WLTH community.

A Look Ahead Into RBA Cash Rate Movements
WLTH 21st March 2024
In Focus: Meg Pearson
Meg Pearson 20th March 2024
Renting Out Your Property: Factors to Consider
WLTH 13th March 2024
5 Key Renovations To Improve Rental Returns
WLTH 27th February 2024
What is Impact Lending?
WLTH 13th February 2024
Authentic ESG Should Be The Standard
WLTH 19th January 2024

Featured In

Australian Financial Review
Canstar
Yahoo
Ausbiz
Startup Daily
Kochies Business Builders
Australian Fintech
The Urban Developer
The Australian
Herald Sun
The Daily Telegraph
Women Leading Tech Awards
Business News Australia
CEO Magazine
Australian Financial Review
Canstar
Yahoo
Ausbiz
Startup Daily
Kochies Business Builders
Australian Fintech
The Urban Developer
The Australian
Herald Sun
The Daily Telegraph
Women Leading Tech Awards
Business News Australia
CEO Magazine
Australian Financial Review
Canstar
Yahoo
Ausbiz
Startup Daily
Kochies Business Builders
Australian Fintech
The Urban Developer
The Australian
Herald Sun
The Daily Telegraph
Women Leading Tech Awards
Business News Australia
CEO Magazine