Spend your life living

Our firm, led by Derek Ober, CERTIFIED FINANCIAL PLANNER™ Professional, is dedicated to passionately providing our clients a personalized financial plan, empowering them to spend life living.

As financial architects we design a blueprint for our client’s financial success. This individualized approach help provide clarity regarding the complexities of our clients’ unique financial situations; resulting in a combined sense of empowerment and comfort as they move through life’s journey.

We focus on supporting pre-retirees, retirees worried about asset distribution, and current/former high level corporate employees. We believe that our community and clients deserve a financially secure and bright future.

Our Process

Each of us has a different vision of what it means to be financially secure, and your vision is likely to change throughout your lifetime – when you begin your career, start a family, educate your children and enter retirement. I can help you create a personalized financial plan that has a firm foundation in your beliefs and addresses your hopes for the future.

But achieving financial security takes more than creating a comprehensive plan; you also have to take action on your plan, and evaluate and adjust it over time. Together, we’ll create a timeline to help protect you and your family now, and execute the steps necessary to respond to whatever life brings.

Ober Financial Team

I'm honored to be nominated as a SRQ Magazine 35 Under35 in 2023

Derek Ober 35 Under 35 Honoree

Speaking Engagements and Podcasts

Derek is featured on the LV Connect Podcast

Episode: Financial Wealth & Management

LV Podcast

TedTalk Bradenton - 2023

Honored to speak at the recent @TEDxBrandenton event about the importance of financial literacy in making good decisions with money. Check out my presentation here! 

Get a financial plan that prioritizes your priorities.

I’ll take the time to listen to what’s important to you and understand your needs. Then drawing upon a broader perspective and financial expertise, I’ll tailor your financial plan to fit your priorities and goals. From planning to implementation, my recommendations always follow a fiduciary standard, so I’ll act in your best interests, not mine. I’ll be transparent about what my planning services will, and will not include, so you’ll know exactly what you’re getting upfront. And when it comes to the cost of our services, I’ll let you know upfront about that, too.

Infographic of a pyramid divided into 4 parts surrounded by circular arrows
Here's how I’ll build your personalized plan:

  • Look at where you are today

    Your plan will help you make the most of what you already have, no matter where you're starting from, and give you a snapshot of your financial big picture.

  • Identify where you want to go

    Whether it's shorter-term goals like managing your debt, or longer-term ones like saving for a new home, or retirement, your financial plan will show you how you're tracking, help you understand what's working, and point out any gaps you might have.

  • Put together range of options to get you there

    Looking across all your goals, you'll get personalized recommendations and strategies to grow your wealth while making sure everything's protected. And I'll help you determine the right moves to make today and later on. And as your priorities change throughout your life, I'll shift the financial strategies in your plan, too. So your plan always stays flexible, and you stay on track to consistently meet goal after goal.

The Northwestern Mutual difference

No. 1

Best life insurance company for consumer experience, 2023. (NerdWallet)1

Top 5

We're one of the Top U.S. Independent Investment Broker-Dealers.2

$8.2B

In dividends expected to be paid in 2025.3

A++

AAA, Aaa, and AA+ - we've earned the highest financial strength ratings awarded to life insurers from all four major rating agencies.4

Boost your financial knowledge.